Finance Approval – Used Case Combine Harvester

A Grain Contractor based in St George, Queensland, approached us after experiencing ongoing challenges associated with relying on rented Combine Harvesters to service their seasonal workload. While hiring Machinery allowed them to operate initially, availability constraints, downtime risk and escalating hire costs were limiting both efficiency and profitability.

After maintaining an active ABN for more than two years, this Grain Contractor was ready to take the next step by investing in their own Combine Harvester. Owning the Machine would provide greater control over harvest schedules, reduce operational uncertainty and support long term business growth.

Recognising the Grain Contractor’s established trading history and industry experience, we structured a funding solution under a No Doc Finance Policy. This streamlined approach was ideally suited to the client’s circumstances, removing the need for full financial statements while still delivering a fast, reliable approval. The outcome allowed the Grain Contractor to secure their own Equipment without unnecessary delays or administrative burden.

With the new Combine Harvester in operation, the customer has strengthened their position as a dependable Grain Harvesting Contractor – servicing Farmers across St George and wider rural Queensland. Ownership of the Equipment has improved productivity, reduced downtime during peak harvest periods and enabled the client to confidently commit to larger and more consistent workloads.

Beyond the direct business benefits, this investment has had a positive flow on effect for the local Agricultural Community. By providing timely and reliable Harvesting Services, our customer is helping regional Farmers maximise yields and operate more efficiently during critical harvest windows.

This case highlights how tailored Equipment Finance can empower Regional Operators to move from hire dependency to ownership, delivering long term value for both the business and the communities they support.

KEY POINTS:

Increased Productivity For Customer And The Broader Farming Community Of t George 

Low Doc Finance Approval For Farming Equipment – No Need For Financial Statements 

Proudly Supporting Rural Australia

Greater Operational Control And Improved Profitability For This Grain Contractor