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Choosing the right finance option for a Truck, Trailer or Equipment is an important business decision. The right lender should offer more than just a competitive interest rate - they should understand your industry, business circumstances and the asset you are purchasing.
This guide explains the key things to consider when arranging Truck and Equipment finance, including eligibility, rates, loan structures, fees, private sales and choosing a specialist finance broker.
1. Check Your Finance Eligibility
A good truck finance broker should make it easy to understand whether you are likely to qualify for finance.
Look for a lender or broker that offers:
- Online pre-approval or a quick eligibility assessment
- Direct phone access to an experienced lending specialist
- Funding options specifically designed for Trucks and Heavy Equipment
- Clear information about how your personal and business information is used
Online Pre-Approval
An online pre-approval is a quick way to assess your likely eligibility. However, it is not the same as formal unconditional approval.
Before finance can be formally approved, the lender may need to verify:
- Your identity
- Income and business information
- Credit history
- The asset being purchased
- Other supporting documentation
Your Privacy Matters
Some finance companies use the information entered into their online pre-approval system for the purpose of on selling to other finance companies for financial gain, as outlined in their terms and conditions.
Heavy Vehicle Finance DOES NOT SELL information submitted through our pre-approval system to third parties.
2. Typical Eligibility Requirements
Finance requirements vary between lenders. Your business experience, time trading, credit history, financial position and the asset being purchased can all influence the available options.
| Business Profile | Typical Requirements |
|---|---|
| New Start | Australian citizen aged 18+, relevant industry experience, work source letter or contract, genuine savings to cover operating costs, generally 20% deposit or suitable collateral for loans over $175,000, and medium to strong asset holdings |
| ABN Less Than 2 years | Australian citizen aged 18+, business bank statements, loan amount generally determined by servicing demonstrated from the statements. A deposit may be required where the credit score is below the lender's benchmark |
| ABN Greater Than 2 Years | Australian citizen aged 18+. Potential access to low-doc funding using 12 months BAS, no-doc funding up to certain limits where supported by credit references or bank statements, and full-doc funding where financials are required |
Established Businesses
Depending on the lender and loan size, established businesses may be eligible for:
- Low-Doc funding: potentially up to $1 million using 12 months BAS
- No-Doc funding: potentially up to $500,000 where acceptable credit references or bank statements are available
- Full-Doc funding: generally required for larger facilities, with 2 years Account prepared financials
Additional information may be required where there are:
- Credit defaults
- Slow payment history
- Existing loan arrears
- Significant fluctuations in business bank account conduct
3. Asset Age Restrictions
The age of the asset can affect both approval and the available loan term.
Typical maximum asset ages at the end of the loan term are:
| Asset Type | Max Age at End of Term |
|---|---|
| Cars & Light Commercial Vehicles | 15 years |
| Trucks | 25 years |
| Truck Trailers | 30 years |
| Heavy Equipment / Yellow Goods | 20 years |
Heavy Vehicle Finance can consider assets outside these typical age limits on a case-by-case basis.
Additional information may be required regarding:
- Service history
- Asset utilisation
- Condition of the asset
- Expected future use
- Supporting financial information
4. Truck Loan Calculators — What You Need to Know
Online truck and equipment loan calculators are useful for estimating repayments, but the result should be treated as a guide only.
Your final interest rate, loan term, repayment and balloon payment can only be confirmed after a full credit assessment.
The actual repayment can be affected by:
- Age of the Truck or Equipment
- Your credit profile
- Whether the asset is being purchased privately or from a dealer
- How long your business has been operating
- The type and value of the asset
- The lender's assessment criteria
These factors can also affect whether a balloon payment is available and the maximum loan term.
Typically payments with Heavy Vehicle Finance loan contracts do not exceed 20% of the payment quoted using our online Truck Loan calculator – even after full assessment has been completed unless client circumstances are way outside of the box.
A Practical Way to Assess Affordability
Don't only ask: "What is the interest rate?"
Also ask: "What will my repayments be, and what additional turnover or income will the new asset generate?"
This provides a much better indication of whether the purchase makes sense for your business.
5. Interest Rates
Interest rates for Truck and Equipment finance vary depending on the applicant, asset and transaction.
As a general guide, premium to mid-tier applicants may currently see rates at approx 6.39% - 8.39% for many standard Truck and Heavy Equipment assets, although rates can be higher or lower depending on the circumstances.
Factors That Can Increase the Base Rate
| Factor | Potential Impact |
|---|---|
| Asset Age | New, demonstrator and used assets may attract different pricing |
| Sale Type | Private, dealer and auction purchases can be priced differently |
| Credit Profile | Lower credit scores can result in additional pricing |
| Asset Type | Specialised equipment may be priced differently from standard assets |
| Business History | Time trading and financial strength can influence lender appetite |
Base rate loadings can vary between lenders, but are typically capped at 6 basis above the standard rate.
The cheapest advertised rate isn't necessarily the best finance option. The most appropriate lender should be the one that can provide a suitable combination of approval, structure, repayment affordability and overall cost.
6. Will Base Rate Loading Double Your Repayments?
No.
A higher interest rate increases the interest component of your repayments, but it does not mean your repayments double.
For example, on a $100,000 loan over five years with no balloon payment:
| Interest Rate (Example) | Monthly Repayment |
|---|---|
| No base rate loading - 6.39% | $1,941 |
| With base rate loading - 12.39% | $2,221 |
That's a difference of approximately $280 per month, rather than the repayment doubling.
Factors that have the most influence over monthly payments include:
- Loan term (1 to 7 years)
- Balloon amount (10% to 50%)
- Deferred payment structures (GST or sale of asset proceeds after draw-down)
7. Understanding Truck & Equipment Finance Structures
Many businesses use a chattel mortgage to finance Trucks and Heavy Equipment.
With a chattel mortgage, the lender takes security over the asset while the business makes repayments over the agreed loan term.
Depending on your business and accounting circumstances, a chattel mortgage may allow eligible businesses to:
- Claim GST input tax credits where applicable
- Claim depreciation
- Claim eligible interest expenses
Tax treatment depends on your individual circumstances, so you should always speak with your accountant or seek independent financial advice before selecting a finance structure.
Typical Loan Structure for Trucks and Equipment
A common structure is:
- 5-year loan term
- Up to a 30% balloon payment
- Assets typically no older than 7 years old at the time of purchase will qualify for a balloon payment (exceptions case-by-case basis)
Other finance structures may be available depending on your business, accounting and tax circumstances. Refer to our product page for more details.
8. Finance Fees
Finance fees vary between lenders and transactions.
Application Fees
Typical application fees can include:
| Transaction Type | Indicative Application Fee |
|---|---|
| Dealer purchase | $495 |
| Private sale | $795 |
Inspection & Valuation Fees
Only private sale transactions will require an asset inspection and, for higher-value transactions (typically over $250,000), may also require an independent valuation.
| Item | When Required | Cost | Purpose |
|---|---|---|---|
| Inspection Report | All private sales | $110 Max | Completed over the phone by the seller to confirm asset identifiers |
| Independent Valuation | Private sales over $250,000 (or when required by lender) | $1,500 Max | Confirms market and auction value of the asset |
Other Possible Fees
Depending on the lender, other fees may include:
| Fee Type | Description | Typical Cost |
|---|---|---|
| Account-Keeping Fee | Ongoing administration of the loan account | $4.95 per month |
| PPSR Registration Fee | Registration of security interest on the Personal Property Securities Register | Up to $60 one off |
| Documentation Fee | Loan documentation and processing (varies by broker/lender) | Up to $900 (at broker discretion) |
These finance fees vary between lenders and can be financed as part of the loan contract avoiding strain on cashflow whilst making very little difference to the monthly payment.
A clear breakdown of fees will be listed in the finance documents and should be explained to you before signing.
9. Early Loan Payouts
If you want to sell or trade your Truck or Equipment before the end of the loan term, you will need a payout figure from the lender.
The actual payout is calculated by the financier and can include:
- Outstanding principal
- Remaining interest payable
- Balloon payment (if applicable)
A common way lenders calculate a secured loan payout is:
Total loan obligation = (60 monthly payments + balloon amount)
Less repayments already made = estimated payout figure
In simple terms, the lender starts with the total amount payable over the life of the loan (including any balloon), then subtracts the number of monthly repayments you have already made to determine the remaining balance.
When trading an existing Truck or Equipment, an experienced Finance Broker will be able to assist with structuring the replacement finance and coordinate a discounted payout figure.
10. Private Truck & Equipment Sales
Private sales can provide access to some excellent assets, but they generally involve more due diligence than purchasing from an established dealer or auction house.
For finance purposes, a seller who is not a licensed dealer or auction house will generally be treated as a private seller.
A lender may need to confirm that:
- The seller legally owns the asset
- There is no undisclosed finance owing
- The seller is legally entitled to sell the asset
- The asset is genuine and accurately represented
- The settlement payment is made to the appropriate party
Documents Commonly Required
Proof of ownership by one of the following:
- Registration documents
- Original tax invoice and evidence of payment
- Previous finance contract
- Statutory declaration, where appropriate
Confirmation the vendor can legally sell the asset include when applicable:
- Payout letter from the existing financier
- Deed of release where required
- Signed invoice from the seller
- Seller identification
- Confirmation of the seller's bank account details
Additional Requirements May Include
- PPSR checks
- RedBook or other approved inspection
- Independent valuation for higher-value transactions
Requirements vary between lenders and asset types.
Why a Specialist Broker Helps
Private sale settlements can be delayed when documents are missing or information doesn't match.
The Heavy Vehicle Finance settlements team understands the additional requirements associated with private sales and works proactively with buyers and sellers to obtain the required information as early as possible - avoiding delays at settlement.
11. Why Use a Truck & Equipment Finance Specialist?
Truck and Heavy Equipment finance isn't the same as arranging a home loan, personal loan or standard business loan.
A specialist broker understands the factors that are unique to the Transport, Earthmoving, Civil Construction, Agriculture and Mining sectors.
Look for a finance company that:
- Specialises specifically in Trucks and Heavy Equipment
- Works with multiple lenders
- Understands commercial assets and their valuations
- Has experience with private sales
- Understands newer and established businesses
- Can assist with complex applications
- Provides support after settlement
At Heavy Vehicle Finance, our lending team undertakes regular training on lender policy and industry changes to keep our knowledge current.
12. Bank vs Truck Finance Broker
Your bank may be able to provide finance for your Truck or Equipment purchase. However, your bank will generally assess your application against its own lending policies.
A specialist broker can compare your application across multiple lenders.
| Feature | Bank | Specialist Truck Finance Broker |
|---|---|---|
| Lender Access | One primary lender | Access to multiple lenders |
| Credit Policies | Single set of lending rules | Multiple credit policies and risk appetites |
| Compare Options | Limited or none | Ability to compare multiple funding options |
| Industry Specialisation | May not specialise in Trucks or Heavy Equipment | Strong focus on Trucks and Heavy Equipment |
| Funding Flexibility | Limited structuring options | Funding tailored to different business circumstances |
| Application Matching | Fixed internal criteria | Ability to match application to the most suitable lender |
A specialist broker can overcome the following challenges on more complex finance applications;
- ABN less than two years
- Older or specialised assets
- Limited financials
- Limited credit history
- Lower credit scores
- Private sales
- Volatile business banking conduct
- Credit defaults or previous payment issues
The goal isn't simply to find a lender that will approve the application. It is to find a lender that can provide an appropriate structure with affordable repayments for the business.
13. What Makes a Good Truck Finance Broker?
When comparing finance companies, don't just look at the advertised interest rate.
Consider:
- How long the company has been operating
- Whether it specialises in Truck and Equipment finance
- The number and type of lenders it works with
- Customer reviews and independent feedback
- Whether you can speak to a real lending specialist
- Whether the company provides post-settlement support
- How transparent it is about fees and privacy
- Its experience with complex or non-standard applications
Be Careful With Reviews
Online reviews can be useful, but they should be assessed carefully.
Look for:
- Detailed customer experiences
- Reviews spread over a reasonable period
- Responses from the business
- Independent review platforms
- Evidence that the business has been operating for an extended period
Be cautious of websites displaying large numbers of very short, generic reviews with little detail.
14. Post-Settlement Support Matters
Finance shouldn't stop once the Truck or Equipment is delivered.
As your business grows, you may need:
- Account statements
- Payout letters
- Additional funding
- Replacement asset finance
- Assistance with refinancing
- Help understanding your existing finance
Having access to someone who understands your business and existing finance arrangements can make these processes much easier.
15. The Bottom Line
Choosing Truck or Equipment finance is about more than finding the lowest advertised interest rate.
Before committing to a finance provider, consider:
- Can I quickly check to see if I am eligible?
- Will my information be sold to another finance company
- Can they fund the asset I want to buy?
- Do they understand my industry?
- Can I estimate what my monthly payments would be before committing?
- Do they specialise in Truck and Equipment Finance?
- Are there any additional fees?
- Can they assist with a private sales?
- What happens are my options if I want to trade or sell the asset early?
- Do I have access and support after my loan settles?
- Do want to deal with professionals that know how to help me grow my business?
The right finance structure should support your business rather than place unnecessary pressure on cash flow.
Heavy Vehicle Finance has been providing Truck and Equipment finance for over 20 years and is recognised for attracting highly skilled brokers and support staff, as well as fostering a workplace that encourages long-term team retention.
Our customers are supported by a dedicated relationship manager who can assist with ongoing finance needs, including administrative requests and future funding requirements.
We specialise exclusively in Truck and Heavy Equipment finance, with a strong focus on industry expertise, lender policy knowledge, and building long-term customer relationships.
Truck Finance Calculator
Looking to buy a New or Used Truck? Try our simple to use Truck Loan Calculator to estimate your weekly payments and take the guesswork out of your next Truck purchase.
Truck Finance Specialists
We Finance All Types Of Trucks.
Below are links to the New and Used Trucks we Finance for Owner Drivers and Fleet Operators - Australia Wide:
Our Process
How Does the Process Work When Financing A Truck?
- Step 1Client inputs details into our online quick assessment form to receive an answer for Pre-Approval within a few seconds.
- Step 2Client is assigned a dedicated Relationship Manager who previews the information submitted online in order to ascertain what information is required for formal approval.
- Step 3One of expert Finance Consultants will request identification documents from the customer and income verification if required.
- Step 4Application is loaded into our system for unconditional approval - formal approval typically takes 24 to 48 hours.
- Step 5All approval conditions and funding options are presented to client for consideration / acceptance.
- Step 6Application is then referred to the settlements department who will request an invoice from the supplier and undertake a full due diligence process on the vendor and the asset being purchased. This is completed prior to documentation ensuring our customer is protected at all times.
- Step 7Documents sent to client for signing via DocuSign and payment made to the vendor. This simple process facilitates quick settlements, allowing our customers to take ownership of their Truck or Equipment when time is critical.
We Make Truck Finance Quick and Easy for Owner Drivers and Fleet Operators – Australia Wide.
Start Now and complete our Quick Assessment Form to obtain a Pre-Approval up to $500K – decision within a few seconds.
Alternatively, you can call one of our Finance Consultants to discuss your funding scenario.
Why Us?
Unlock the Benefits of Heavy Vehicle Finance for Your Next Truck Loan
- Truck Finance backed by 20 Years Industry Experience. Truck Finance that will work for you.
- Quick, Easy and Obligation Free. Truck Finance Pre-Approvals up to $500K.
- We deal with Owner Drivers and Fleet Operators Australia Wide. We will help you save thousands on your next Truck Loan.
- We're trusted across the Transport Industry as a leading provider of Truck Finance. Our applicants receive funding options tailored to their business needs, delivered efficiently by experts who understand Trucks and the Transport Industry.
- Typically No Financials are required for loans up to $500K and our unconditional approvals take only 24 hours.
- Our flexible policy matrix will give you greater access to capital—so you can secure the Trucks and Heavy Equipment you need to grow your business faster and with more confidence.
- Our customers are assigned a dedicated Relationship Manager to help guide them through the process from start to finish.
HELPFUL TIPS
What To Consider When Financing a Truck?
- New Start BusinessMost financiers require a 20% deposit, however we offer “No Deposit Truck Finance” options for both new starts and existing businesses.
- No Income Verification Required - Typically Case By Case
- Applicant has had ABN for > 1 - 2 years.
- When credit references are available.
- Loan amounts up to $500K.
- Replacement commitments.
- Low Doc and No Doc FinanceThese type of loans are a more progressive way of financing Trucks and Heavy Equipment. Less paperwork simplifies the process at no additional cost to customers.
- The Best Finance RatesFor Trucks that are no older than 5 years old at time of purchase. Older Trucks will incur a rate uplift given the increased risk of an older asset.
- Better Finance OptionsTo applicants who have been long term trading in the same industry and have above average credit scores.
- Dealer TransactionsInvolve less paperwork and settle quicker than if the Truck is purchased from a private vendor. A greater level of due diligence is required when assets are sold by private vendors.
- Big Bank AlternativesOf recent times, various companies have emerged that specialise in Truck Finance that offer really strong competition to traditional mainstream funders.
- Risk Profile FundingTruck and Heavy Equipment Finance involves more risk compared to other forms of finance. A number of different risk factors need to be considered for a customised finance package. Therefore, finance quotations are estimates only until the risk profile of the application and the asset has been assessed in full.
Customer Reviews
Our customers say it best. Find out what it's like dealing with the Experts in Truck Finance. You could be the next success story.
Nathan you are fantastic to deal with. Always prompt with deals never a hiccup. After 8 truck deals will never use another broker. Keep up the great work you make my life stress free.
TH
Tracey Hall
Scone Equine Transport Pty Ltd
I have been dealing Heavy Vehicle Finance since 2014 and have found them be nothing short of amazing.They have funded various trucks and trailers for me over the years and its a fantastic feeling to know that I still have the same account manager after all of these years of business.It is very good to know that a finance approval is only a phone call away.
CW
Colin Wallace
Palanquin Pty Ltd
I have used the team at Heavy Vehicle Finance twice now for our financing needs for prime movers and side tippers. A Great team to work with and very prompt and professional. We will use again in the future.
JC
James Coustley
JJC Civil
I have used Nathan and his team for multiple purchases for our earthmoving company and Nathan has gone above and beyond to help us with expanding our business. I couldn’t recommend Nathan more highly.
SW
Sam Wood
Sureflo Plumbing & Roofing Contractors Pty Ltd
We used Heavy Vehicle Finance for the purchase of our Truck. They went above and beyond for us and made sure that the process was as stress-free as possible. The entire interaction was nothing short of amazing. We will definitely be using them again in the future.
MM
Meagan McNicholl
Next Gen Transport Pty Ltd
Can’t thank Nathan enough for how fast and professional he was with organising my finance for my new truck. He was straight to the point with no stuffing around. Highly recommended
TH
Tim Hartas
Hartrax Contracting Pty Ltd
Truck Finance Questions
To help you through the process, below are answers to some of the most commonly asked questions surrounding Truck Finance. If you need more information or personalised support, feel free to reach out — we're here to help.
- We are a niche Finance Broker of Truck Finance and can source funding from both mainstream and private funders giving our customers access to capital like never before.
- We WILL NOT sell your information to other brokers or third parties.
- Our turnaround times are often quicker than the large financial institutions. Major banks often have complex staffing or departmental structures that could result in your application going through too many sets of hands before your approval is given or settlement occurs.
- Given that we only offer Truck and Heavy Equipment Finance, our team has extensive knowledge of Equipment Loans and all types of Trucks and Heavy Machinery. This means we can get our head around your proposal better than other lenders, that might only have expertise in Home Loans, Commercial Property Loans, Personal Loans or Car Loans.
- Our customers are assigned a dedicated Relationship Manager whereby they can directly talk to the person handling their application. Accessing the right person at a larger financial institution can be very difficult.
- The approval process is very streamlined, as customers can obtain Pre-Approval up to $500K within a few seconds. Unconditional approval is given within 24-48 hours and settlements can occur the day after given our simplified documentation process.
- Our policies surrounding Truck Finance are more fluid than a major bank. Banks need to meet specific regulations as governed by APRA, which means the information they need from clients may result in a declined decision. Non APRA regulation means that we can offer our clients No Doc Truck Finance up to $500K and Low Doc Truck Finance up to $1M.
- Current rates start at 6.39% but may vary depending on the age of the truck being purchased and the credit score of the applicant.
- Customers can use the finance calculator on our web site in order to obtain an approx payment based on the purchase price and age of the truck.
- Our business has been built on repeat customers and customer referrals over the last 20 years – so it is very important that we provide the best possible market rate whenever we issue a finance approval.
- Our client inputs their information into the easy to complete form on the QUICK ASSESSMENT section of our website. Then a quick calculation is undertaken on the submitted data, with a Pre-Approval given within a few seconds.
- No formal credit search is undertaken for Pre-Approvals up to $500K which means our applicants credit score is unaffected.
- If the applicant is successful, they will receive either an email or a phone call indicating what is required for both unconditional approval and settlement.
- Pre-Approval up to $500K is given within seconds.
- Unconditional approval takes 24 – 48 hours after we receive the required information (such as a signed privacy form and income verification if required).
- Settlement can be achieved the day after unconditional approval if the Truck is being purchased through a licenced dealer. Otherwise, a private sale can take a bit longer, given the additional paperwork we need to obtain from the vendor.
- No Doc Truck Loans DO NOT require company financial statements / personal tax returns / bank statements / business activity statements.
- Low Doc Truck Loans might have a requirement for business account bank statements or business activity statements.
- Our No Doc and Low Doc Truck Loans gives our customers access to quick and easy Funding without the need to provide mountains of financial documents.
- Assuming the loan amount is less than $500K, providing financials will not dramatically improve funding options compared to our Low Doc or No Doc products.
- We typically only request financials when the loan amount will exceed $500K.
- Over the years there has been a shift away from customers needing to provide financials with more focus on key indicators such as time in business / credit scores / commercial credit history.
- We finance all types of Trucks with endless configurations as long as the vehicle has a VIN number, engine number and registration number.
- Under our No Doc or Low Doc policy we primarily fund Trucks no older than 25 years old at the end of term. This means if the Loan is over a 5 year term, the asset can be no older than 20 years old at the time of purchase. If the Truck is older than 20 years old at the time of purchase, we can shorten the loan term to make it fit within policy.
- If the Truck is older than 25 years at end of term, we can still assess on a case-by-case basis. We might however require bank statements on the business account or accountant prepared financials to verify income.
- Our clients can purchase Trucks from dealers, auctioneers or private vendors.
- On most occasions, we will not require a formal valuation on the Truck if it is sold by a private vendor – thus saving our customers up to $1,000 on a professional valuers fee.
- Dealer and auction sales are the quickest way to settlement. However, private sales can take longer, given that we need to obtain additional documentation from a private vendor to confirm ownership of the Truck and to ensure the funds are being allocated to the legal owner.
- Most of our Truck Finance facilities are Chattel Mortgages. However, we can provide Finance Leases or Commercial Hire Purchases. All facilities work differently given tax treatments and varying business structures. We encourage our clients to confirm with their accountant which facility will best suit their business.
- Our policy is very flexible, which means we can write into the loan contract that a one-off payment is applied to the loan contract within 6 months of the drawdown date. This can be done via the gst received on the new Truck purchase or from the sale proceeds of a current Truck within the fleet.
- Structured payments achieve lower payments for the customer and provides them with the flexibility of selling their Truck privately without losing too much asset value under a trade in.
- We can also be creative on the balloon payments applied to our loan contracts, depending on the Truck's age, the type of work undertaken and the projected KM's it will travel. However, we can apply balloons from 10% to 40% - subject to the client's needs and whether we need to consider a higher or lower balloon payment to make the deal fit within our policy matrix.
- A balloon payment can be applied to a loan contract in order to reduce overall monthly payments and effectively maximise cash flow for a business.
- Typically a balloon payment can only be applied to a Truck that is no older than 5 years old at time of purchase - however we can consider balloon payments of assets older than 5 years on a case by case basis.
- Balloon payments can be between 10% and 40% depending on the age of the Truck or the intended usage of asset.
- Options for the client with contracts that have balloon payments are to either payout using own funds at the end of the term, refinance the balloon with a separate loan at the end of the term or to payout the balloon from proceeds derived when the Truck is traded at the dealership.
- Our flexible policy matrix provides our customers access to a wide range of funding options which often means we do not require financial statements.
- No Doc Truck Finance up to $500K (no bank statements and no financials).
- Low Doc Truck Finance up to $1M (BAS and tax portal).
- Full Doc Truck Finance above $1M (accountant prepared financials and personal tax returns for the directors).
- Typically, we do not require financial statements for loans up to $500K – it is only on the bigger transactions that BAS or Accountant prepared financials are required - given a higher credit risk based on the purchase price.
- We can offer Truck Finance for new start businesses—no deposit required for loan amounts up to $175K. A deposit will be required if the purchase is greater than $175K (typically 10% to 20%).
- We need to see a work source letter or work contract confirming our client has ongoing work.
- We also require confirmation our customer has funds in the bank to cover running costs for the first 3 months (must be genuine savings).
- Heavy Vehicle Finance is located in Brisbane – however we have clients Australia Wide. Once a broader relationship has been nurtured, the relevant Relationship Manager will organise an interstate visit to further understand the client's business and ongoing funding requirements.
- We can successfully negotiate with clients Australia Wide given the fact our approval process is online and we issue documents via email or DocuSign. Customers of Heavy Vehicle Finance can also call our office number or their dedicated Relationship Manager's mobile number at any time.
- In addition to funding Trucks and Truck Trailers, we also provide Finance for all types of Heavy Equipment used in Heavy Industry. The only requirement is that the Asset we finance has identifiers and is used for business purposes.
- As we only specialise in Trucks and Heavy Equipment Finance we DO NOT provide Loans such as Personal Loans, Home Loans or Recreational Vehicle Loans.
Let us Finance
the Road to Your
Future
Complete our Simple Quick Assessment Form and let us go to work on finding the best Finance Deal on your New or Used Truck.
With over 20 years experience and thousands of deals done, we are on your side to get the best possible rate.
Truck Finance News
Explore the latest trends, tips and insights in the Truck and Transport Industry. Get the inside knowledge.
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