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Fully Maintained Operating Lease Finance
When experience matters, choose the experts. With over 20 years in the industry, our Finance Consultants structure smarter Fully Maintained Operating Lease Finance, combining tailored advice with competitive funding options for the Transport Industry.
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Fully Maintained Operating Lease Finance
Complete Truck Leasing Solution — Fully Maintained Operating Lease
A Fully Maintained Operating Lease provides a comprehensive and hassle free solution for acquiring new Trucks or Work Vehicles. Under these agreements, the client rents the Asset from the Financier, but with a key difference - all of the major running costs are bundled into a single, predictable monthly payment. This simplifies business expenses, turning a collection of variable costs into one easy to manage figure.
Fully Maintained Operating Leases are ideal for businesses that demand both financial and operational certainty. By covering items like scheduled servicing, fuel, tyres, road side assistance and general maintenance, it protects client from unexpected costs and potential downtime. This allows for simple, effective budgeting and ensures Vehicles within the fleet remain in peak condition without the administrative burden of managing multiple service providers and invoices.
At the end of the Operating Lease term, the client has complete flexibility. Options are to simply hand the Vehicle back to the Financier and upgrade to a newer model, or purchase the Vehicle at the fair market value, providing a straightforward option for continued ownership.
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Apply Now for Online Pre-Approval up to $500K without affecting your credit score.
Full Service
Features of a Fully Maintained Operating Lease Facility
- Financier claims the GST on the purchase price and not the customer purchasing the Asset (Speak to a qualified tax professional for advice)
- Claim the full monthly payment as a tax deduction - inclusive of rental payment and running costs (Speak to a qualified tax professional for advice)
- Term of a Fully Maintained Operating Lease can range from 3 - 5 years (a fixed monthly payment applies)
- Client has the option of handing the Asset back end of term or to purchase outright and fair market value
- Customer financiers the full Ex GST amount of the purchase price but has no option to contribute a deposit
- Monthly payment includes rental on the asset and running costs such as fuel, scheduled servicing, tyres and roadside assistance - factors considered are type of Truck being purchased and Asset usage
Tax Advantages
Benefits of a Full Maintained Operating Lease Facility
- By adding running costs of the monthly payment, client can easily budget for ongoing expenses as both the rental payment and operating costs remain the same every month
- No residual value risk held by the customer as the Asset can simply be handed at the end of the term. Or alternatively, client can purchase the Asset at market value to obtain ownership
- Fully Maintained Operating Lease allow customers to upgrade to new Trucks or Work Vehicles on a regular basis
- Reduced administrative burden on the business as rental payments and running costs are bundled into on fixed monthly payment
- Tax deductibility at end of the financial year as client can claim the full monthly payment as a tax deduction (Speak to a qualified tax professional for advice)
We Make Fully Maintained Operating Leasing Quick and Easy for Transport Operators Australia Wide.
Start Now and complete our Quick Assessment Form to obtain a Pre-Approval up to $500K – decision within a few seconds.
Alternatively, you can call one of our Finance Consultants to discuss your funding scenario.
Example Breakdown
Example Funding Scenario
- Owner driver required funding for a new Prime Mover needed to complete interstate work involving high yearly km usage
- Finance Type – Fully Maintained Operating Lease
- Loan Amount – $480,000 (ex gst)
- Term – 60 months
- Residual – (hand back Truck or buyout at market value at end of term)
- Payments – monthly in advance
Outcome
- Running costs of the Truck (fuel, registration, scheduled serving, roadside assistance) added to the monthly rental payment – one fixed monthly payment
- This Fully Maintained Operating Lease facility reduced the administrative burden for this owner driver, with less paper work and reduced payments to multiple suppliers
- Client has the flexible option to hand the Truck back at end of term and seamlessly upgrade to a new Truck or to purchase outright at market value
- Fixed monthly payments gave customer confidence to easliy budget for ongoing expenses and better plan for the future when tendering for additional work contracts
Customer Reviews
Our customers say it best. Find out what it's like dealing with the Experts in Fully Maintained Operating Leases. You could be the next success story.
Nathan you are fantastic to deal with. Always prompt with deals never a hiccup. After 8 truck deals will never use another broker. Keep up the great work you make my life stress free.
TH
Tracey Hall
Scone Equine Transport Pty Ltd
I have been dealing Heavy Vehicle Finance since 2014 and have found them be nothing short of amazing.They have funded various trucks and trailers for me over the years and its a fantastic feeling to know that I still have the same account manager after all of these years of business.It is very good to know that a finance approval is only a phone call away.
CW
Colin Wallace
Palanquin Pty Ltd
I have used the team at Heavy Vehicle Finance twice now for our financing needs for prime movers and side tippers. A Great team to work with and very prompt and professional. We will use again in the future.
JC
James Coustley
JJC Civil
I have used Nathan and his team for multiple purchases for our earthmoving company and Nathan has gone above and beyond to help us with expanding our business. I couldn’t recommend Nathan more highly.
SW
Sam Wood
Sureflo Plumbing & Roofing Contractors Pty Ltd
We used Heavy Vehicle Finance for the purchase of our Truck. They went above and beyond for us and made sure that the process was as stress-free as possible. The entire interaction was nothing short of amazing. We will definitely be using them again in the future.
MM
Meagan McNicholl
Next Gen Transport Pty Ltd
Can’t thank Nathan enough for how fast and professional he was with organising my finance for my new truck. He was straight to the point with no stuffing around. Highly recommended
TH
Tim Hartas
Hartrax Contracting Pty Ltd
Fully Maintained Operating Lease Calculator
Looking to buy a New Truck or Work Vehicle? Try our Simple Fully Maintained Operating Lease Calculator to estimate your weekly payments and take the guesswork out of your next Heavy Vehicle purchase.
Why Us?
Unlock the Benefits of Heavy Vehicle Finance for Your Fully Maintained Operating Lease
- Heavy Vehicle Finance backed by 20 Years Industry Experience. Heavy Vehicle Finance that will work for you.
- Quick, Easy and Obligation Free. Heavy Vehicle Finance Pre-Approvals up $500K.
- We deal with Owner Drivers and Fleet Operators Australia Wide. We will help you save thousands on your next Heavy Vehicle Loan.
- We're trusted across the Transport Industry as a leading provider of Heavy Vehicle Finance. Our applicants receive funding options tailored to their business needs, delivered efficiently by experts who understand Heavy Vehicle Industry.
- Typically No Financials are required for loans up to $500K and our unconditional approvals take only 24 hours.
- Our flexible policy matrix will give you greater access to capital—so you can secure the Heavy Vehicle and Heavy Equipment you need to grow your business faster and with more confidence.
- Our customers are assigned a dedicated Relationship Manager to help guide them through the process from start to finish.
Let us Finance
the Road to Your
Future
Complete our Simple Quick Assessment Form and let us go to work on finding the best Finance Deal on your New or Used Heavy Vehicle.
With over 20 years experience and thousands of deals done, we are on your side to get the best possible rate.
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