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Low Doc Truck and Equipment Finance
When experience matters, choose the experts. With over 20 years in the industry, our Finance Consultants structure smart Low Doc Loans, combining tailored advice with competitive funding options for Transport and Heavy Equipment Operators.
Our Trusted Finance Partners
Low Doc Loan Finance
Low Doc Truck And Equipment Finance: Simple, Fast & Flexible
Low Doc Loans offer a simple, fast finance solution for loans up to $500K, with approvals available within 24 hours.
Unlike a Full Doc applications, which requires detailed financial statements and personal tax returns, Low Doc assessments are primarily based on the customer’s credit profile and credit score.
By reducing paperwork, Low Doc Loans simplify and speed up the approval process. This makes them a popular choice for Self Employed Operators and Small Businesses that need fast Funding for Trucks or Heavy Equipment. There is no additional base rate loading on our Low Doc Truck and Heavy Equipment Loans, meaning you still get competitive pricing while benefiting from quicker access to Funds when timing matters most.
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Apply Now for Online Pre-Approval up to $500K without affecting your credit score.
Simplified Approval
Features of a Low Doc Loan Facility
- Fast Finance Approvals for applications up to $500K without financial statements
- Applicants can obtain online Pre-Approval up to $500K using our quick assessment form
- Approvals are typically issued within 24 hours (if credit profile is strong applications maybe system approved within 1 hour)
- Minimum credit score requirements (company and directors)
- Private sales and dealer sales are acceptable
- No base rate loading on Low Doc Loans compared to Full Doc Loans
- Low Doc options gives customers access to funding options when traditional Full Doc Loans are not available
- Age restrictions may apply on some Assets - but typically no older than 25 years at end of term
- Most Truck and Equipment Assets are eligible expect for some speciliased Equipment
- Applications are considered on a case by case basis, business bank statements or a credit reference maybe required in the event customer has a low credit score, older asset purchase or short time self employed
Quick Finance
Benefits of a Low Doc Loan Facility
- Fast Approvals up to $500K without the need for financial statements
- Customers can access to Finance quickly, often with approvals available within 24 hours, so they can secure Trucks or Heavy Equipment without delays
- Minimal paperwork - no need for financial statements making the process quick and easy
- Despite the simplified process, there is no extra base rate loading compared to Full Doc applications, so customers still access market leading interest rates
- We take a fluid approach under our Low Doc Policy - meaning we can provide our clients a Funding option 95% of the time
- Good payment history under a Low Doc Loan can help demonstrate reliability to Lenders for future Finance opportunities and improve the commercial credit score of the customer
- Clients are able to fund most Assets giving even more flexibility
- Our customers are able to apply for Pre-Approval online up to $500K Australia Wide - supporting both Regional and Metropolitan businesses
We Make Low Doc Truck and Heavy Equipment Finance Quick and Easy for Business Owners Australia Wide.
Start Now and complete our Quick Assessment Form to obtain a Pre-Approval up to $500K – decision within a few seconds.
Alternatively, you can call one of our Finance Consultants to discuss your funding scenario.
Example Breakdown
Example Funding Scenario
- Transport business required an additional Prime Mover needed to take on an additional work contract
- Facility Type - Chattel Mortgage
- Loan Amount - $375,000 (gst inc)
- Term - 60 months
- Balloon - 30%
- Payments - monthly in arrears
Outcome
- Customer applied online for Pre-Approval using our simple quick assessment form
- Unconditional Approval was issued approved within 2 hours as deal was system - given clients strong credit profile
- Prompt payment made to the supplier which meant our customer could get the new Prime Mover on the road in a timely manner ensuring seamless transition into new work contract.
- Good payment history of this Low Doc Truck Loan increased the customers commercial credit score. This opened up even more Lending options for this customer to purchase additional Truck and Trailer Assets without the need to provide financial statements
Customer Reviews
Our customers say it best. Find out what it's like dealing with the Experts in Low Doc Truck and Heavy Equipment Finance. You could be the next success story.
Nathan you are fantastic to deal with. Always prompt with deals never a hiccup. After 8 truck deals will never use another broker. Keep up the great work you make my life stress free.
TH
Tracey Hall
Scone Equine Transport Pty Ltd
I have been dealing Heavy Vehicle Finance since 2014 and have found them be nothing short of amazing.They have funded various trucks and trailers for me over the years and its a fantastic feeling to know that I still have the same account manager after all of these years of business.It is very good to know that a finance approval is only a phone call away.
CW
Colin Wallace
Palanquin Pty Ltd
I have used the team at Heavy Vehicle Finance twice now for our financing needs for prime movers and side tippers. A Great team to work with and very prompt and professional. We will use again in the future.
JC
James Coustley
JJC Civil
I have used Nathan and his team for multiple purchases for our earthmoving company and Nathan has gone above and beyond to help us with expanding our business. I couldn’t recommend Nathan more highly.
SW
Sam Wood
Sureflo Plumbing & Roofing Contractors Pty Ltd
We used Heavy Vehicle Finance for the purchase of our Truck. They went above and beyond for us and made sure that the process was as stress-free as possible. The entire interaction was nothing short of amazing. We will definitely be using them again in the future.
MM
Meagan McNicholl
Next Gen Transport Pty Ltd
Can’t thank Nathan enough for how fast and professional he was with organising my finance for my new truck. He was straight to the point with no stuffing around. Highly recommended
TH
Tim Hartas
Hartrax Contracting Pty Ltd
Low Doc Heavy Vehicle Finance Calculator
Looking to buy a New or Used Heavy Vehicle? Try our Simple Low Doc Loan Calculator to estimate your weekly payments and take the guesswork out of your next Heavy Vehicle purchase.
Why Us?
Unlock the Benefits of Heavy Vehicle Finance for Your Low Doc Loan
- Heavy Vehicle Finance backed by 20 Years Industry Experience. Heavy Vehicle Finance that will work for you.
- Quick, Easy and Obligation Free. Heavy Vehicle Finance Pre-Approvals up $500K.
- We deal with Owner Drivers and Fleet Operators Australia Wide. We will help you save thousands on your next Heavy Vehicle Loan.
- We're trusted across the Transport Industry as a leading provider of Heavy Vehicle Finance. Our applicants receive funding options tailored to their business needs, delivered efficiently by experts who understand Heavy Vehicle Industry.
- Typically No Financials are required for loans up to $500K and our unconditional approvals take only 24 hours.
- Our flexible policy matrix will give you greater access to capital—so you can secure the Heavy Vehicle and Heavy Equipment you need to grow your business faster and with more confidence.
- Our customers are assigned a dedicated Relationship Manager to help guide them through the process from start to finish.
Let us Finance
the Road to Your
Future
Complete our Simple Quick Assessment Form and let us go to work on finding the best Finance Deal on your New or Used Heavy Vehicle.
With over 20 years experience and thousands of deals done, we are on your side to get the best possible rate.
Heavy Vehicle Finance News
Explore the latest trends, tips, and insights in Heavy Vehicle Industries. Get the inside knowledge.
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