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When experience matters most, choose the experts who deliver results. With over 20 years of industry expertise, our team will deliver results driven Truck and Heavy Equipment Finance designed to maximise cash flow and minimise costs. We combine low rates, tailored advice with highly competitive funding solutions.
Finance Products For Trucks and Heavy Equipment

Overview of a Finance Products for Truck Finance
We offer a comprehensive suite of flexible and competitive finance products specifically designed for the Transport and Heavy Equipment industry. Whether your business requires a Chattel Mortgage for immediate asset ownership and tax benefits, a Commercial Hire Purchase for structured repayment, or a tailored Fully Maintained Operating Lease option, we have a solution to match your specific accounting and operational needs. Our goal is to provide Finance structures that maximise your tax efficiencies and protect your working capital.
Understanding that every business has unique documentation capacity, we also provide streamlined options to secure your essential equipment fast. We offer traditional Full Doc Loans for clients seeking Loans above $500K , Low Doc and No Doc Truck Loans up to $500K, requiring minimal documentation.
Beyond standard asset acquisition, we provide strategic solutions such as Sale/Buyback to unlock equity in existing Heavy Vehicles and Debtor Finance to provide immediate working capital using your accounts receivable. Whatever your funding requirement - from Trucks to Heavy Equipment, our specialist consultants are here to tailor the perfect Finance package to best suit your business.

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Apply Now for Online Pre-Approval up to $500K without affecting your credit score.
Finance Options
Options for Truck Finance
Customer Reviews
Our customers say it best. Find out what it's like dealing with the Experts in Truck and Heavy Equipment Finance. You could be the next success story.
Nathan you are fantastic to deal with. Always prompt with deals never a hiccup. After 8 truck deals will never use another broker. Keep up the great work you make my life stress free.
TH
Tracey Hall
Scone Equine Transport Pty Ltd
I have been dealing Heavy Vehicle Finance since 2014 and have found them be nothing short of amazing.They have funded various trucks and trailers for me over the years and its a fantastic feeling to know that I still have the same account manager after all of these years of business.It is very good to know that a finance approval is only a phone call away.
CW
Colin Wallace
Palanquin Pty Ltd
I have used the team at Heavy Vehicle Finance twice now for our financing needs for prime movers and side tippers. A Great team to work with and very prompt and professional. We will use again in the future.
JC
James Coustley
JJC Civil
I have used Nathan and his team for multiple purchases for our earthmoving company and Nathan has gone above and beyond to help us with expanding our business. I couldn’t recommend Nathan more highly.
SW
Sam Wood
Sureflo Plumbing & Roofing Contractors Pty Ltd
We used Heavy Vehicle Finance for the purchase of our Truck. They went above and beyond for us and made sure that the process was as stress-free as possible. The entire interaction was nothing short of amazing. We will definitely be using them again in the future.
MM
Meagan McNicholl
Next Gen Transport Pty Ltd
Can’t thank Nathan enough for how fast and professional he was with organising my finance for my new truck. He was straight to the point with no stuffing around. Highly recommended
TH
Tim Hartas
Hartrax Contracting Pty Ltd
Heavy Vehicle Finance Calculator
Looking to buy a New or Used Truck or Heavy Equipment? Try our simple to use Loan Calculator to estimate your weekly payments and take the guesswork out of your next Truck or Equipment purchase.
Why Us?
Unlock the Benefits of Heavy Vehicle Finance for Our Finance Products
- Heavy Vehicle Finance backed by 20 Years Industry Experience. Truck and Heavy Vehicle Finance that will work for you.
- Quick, Easy and Obligation Free. Heavy Vehicle Finance Pre-Approvals up $500K.
- We deal with Owner Drivers and Heavy Equipment Operators Australia Wide. We will help you save thousands on your next Heavy Vehicle Loan.
- We're trusted across the Transport and Heavy Equipment Industry as a leading provider of Heavy Vehicle Finance. Our applicants receive funding options tailored to their business needs, delivered efficiently by experts who understand Heavy Vehicle Industry.
- Typically No Financials are required for loans up to $500K and our unconditional approvals take only 24 hours.
- Our flexible policy matrix will give you greater access to capital—so you can secure the Truck or Heavy Equipment you need to grow your business faster and with more confidence.
- Our customers are assigned a dedicated Relationship Manager to help guide them through the process from start to finish.

Let us Finance
the Road to Your
Future
Complete our Simple Quick Assessment Form and let us go to work on finding the best Finance Deal on your New or Used Heavy Vehicle.
With over 20 years experience and thousands of deals done, we are on your side to get the best possible rate.
Heavy Vehicle Finance News
Explore the latest trends, tips, and insights in Heavy Vehicle Industries. Get the inside knowledge.
Why Your Credit Score Matters for Truck Finance in Australia
Introduction: Truck Finance and Your Credit Score If you’re planning to finance a truck in Australia – whether you’re an owner-driver, small fleet operator, or logistics business – your credit score is one of the most important factors lenders consider. A good credit score opens doors to better Low Doc Truck Finance options, lower interest […]
Beyond the Rate: Why Truck Loan Payments Matter More Than Interest
Introduction The dream of owning and operating a successful trucking business often begins with a critical decision: securing the right financing. When a new owner-operator or fleet manager begins the search for a truck loan, the first number they typically focus on is the interest rate. It’s a natural inclination; we’re conditioned to seek the […]
Why It’s So Important to Use a Finance Broker for Truck Finance in Australia
Introduction When it comes to purchasing trucks for your business in Australia, choosing the right truck finance solution is just as important as selecting the right vehicle. Whether you’re an owner-operator, a growing logistics company, or starting out with an ABN, the process of securing truck loans can be complex, time-consuming, and expensive if you […]





